Googling this topic can leave a person’s head spinning. It’s scarier still when you dive into the massage therapy boards or ask a local professional doctor and hear false claims over and over again, “Massage Therapists can’t bill insurance in (insert state or city)”, when it simply isn’t true. Other than Florida, which allowed for local authorities to enact unfair laws denying auto accident victims compensation through their auto insurance, all states allow Massage Therapists to bill insurance, which may include: Personal Injury Protection (auto), Health Insurance, Workers Compensation (WC) or Labor & Industries (L&I), or Veterans Association and more.
While some states now have med pay which can limit the overall number of treatments you can provide and be paid for – the path to payment is simple in these states and this type of billing is an easy no-brainer to fill your schedule with 3 time per week clients until their allotment runs out, and a wonderful way to establish yourself as the go-to expert in the area, and attract clients that will remain loyal to you for many years to come. The bond established between a post-injury client and their massage therapist is long-lasting and enduring.
Every state requires limited liability auto insurance, and many require personal injury protection. Auto insurance companies are typically nationwide companies, and as such, each state has few, if any, restrictions on Massage Therapy being used for the treatment of post-auto accident injuries. Personal Injury Protection will pay up to $225 or more per 60-minute massage, plus another 15 minutes for hot or ice, and you must see these clients 3 times per week at the beginning of treatment, and reduce to 2 times per week as they heal and come to the end of treatment. Anything less, and the insurance companies will deem the treatments as not needed. So it is a detriment to be conservative in the number of sessions you treat these clients. The massage therapy treatments are referred by their physicians generally, and it’s customary to get prescriptions to start for 4 weeks of treatments at 3 times per week. Just one auto accident victim seeking treatment from you can bring you an average of $3,300 additional income per month.
Every state has some form of Workers’ Compensation or Labor & Industries that covers Massage Therapy treatment of workplace-caused injuries. While the compensation is less than auto insurance provides, if, for example, you are reimbursed $110.98 per massage treatment and see the client the recommended 3 times per week, you would be earning an additional $1,331.76. And you can oftentimes schedule these clients on the same days and times each week in non-popular time slots that otherwise would have remained empty.
Health Insurances are hit or miss. Some pay $250 per massage, and some pay a percentage of the allotted amount and don’t tell their members what that amount is, and are hit with shock when the health insurance company only pays 80% of $40 for a one-hour massage. It’s a hard lesson learned by both the Massage Therapist and the client who assured them “my insurance is the best and will pay 805, don’t worry!” not knowing that they’ve been duped. Meagan believes that this type of insurance billing is the main reason Massage Therapists are scared to bill, hear horror stories, or don’t get paid. As such, she has built her course around a unique strategy that includes all of this knowledge. This course is designed to ensure you can bill effectively, efficiently, and get paid 100% of the time, every time, unlike any other course on the market. Understanding the tiered system of who to bill, not only how to bill, is critical. After you learn her strategy and follow the simple steps, you will LOVE billing insurance as a Massage Therapist. Guaranteed, this course will be the best choice you have ever made for generating easy, predictable income that allows you to work less and earn more.
